Bio

With more than 25 years of mortgage lending experience and over 3,000 closed home loans, Lance Morgan has helped thousands of homebuyers, homeowners, investors, and real estate professionals navigate one of life’s biggest financial decisions with confidence.

As the founder of Seattle Wholesale Mortgage and a Senior Loan Officer with O C Home Loans, Lance specializes in helping clients understand their financing options — not just quoting interest rates. By leveraging the wholesale mortgage marketplace, he has access to a broad network of lenders, allowing him to compare loan options and identify financing strategies tailored to each client’s goals.

Whether you’re purchasing your first home, moving up, refinancing, investing, or financing a luxury property, Lance is known for his responsive communication, transparent advice, and ability to simplify even the most complex mortgage scenarios. His clients appreciate his educational approach and commitment to making the lending process as smooth and stress-free as possible.

When he’s not helping clients navigate the mortgage process, Lance enjoys spending time with his wife and taking their dog, Piper, on adventures to explore the world around them.

Lance is licensed in Washington, Oregon, Arizona, Colorado, and Florida and looks forward to helping you achieve your homeownership goals.